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By EK Wills money tree I grew up in the excess of the 80’s when everyone expected to become a millionaire. My father was one, so why shouldn’t I? Except the 80’s didn’t last and he wasn’t the Rich Dad that taught you how to do it sensibly and slowly because that was boring. He was a risk taker and a good one. The 80’s were his gold fields and he knew how to reap the rewards. He didn’t need a savings plan but he knew that you needed regular income to service your debt in order

by EK Wills We all know the spiel: reflect at this time of year and think about what we want to improve for next year. Many of us have also experienced the initial surge of enthusiasm, followed by a burst of energy, only to watch as it dwindle like a candle after a few weeks at best. If you recently read my motivation blog, you may have started to work out what it is that drives you. This will give you direction towards setting goals for this year. Or maybe it’s time to revis