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By E K Wills Why do so many people have such huge credit card debts? Financial gurus are always espousing the virtues of not going into debt so how is it that vast amounts are racked up on credit by people every month? Years ago, a study done by MIT researcher, Associate Professor Prelec, showed that when two sets of people were asked to bid in an auction using cash vs credit, about twice as much bidding was done by the credit card holders than those with cash. So even though

By EK Wills I recently heard that perfectionism in a child can be related to having an authoritarian and critical parent. And since there are traces of perfectionism in our family, it prompted me explore it. In looking at parenting styles, there is a mountain of research on theories, stages, approaches and interpretations. One common approach, sometimes called the Baumrind or Maccoby and Martin parenting styles (because they all contributed to the model), is based on two pa