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By Dr EK Wills So it seems the health department have evolving recommendations and everyone has different advice to help flatten the curve and make it manageable for the health service. But what does this mean for everyone every day? No one has come out with a simple list of what we need to do to stay safe and generally do our bit for the community. Based on what I have seen so far and what appears to be working across the board, I have generated a simple checklist to make i

By E K Wills Why do so many people have such huge credit card debts? Financial gurus are always espousing the virtues of not going into debt so how is it that vast amounts are racked up on credit by people every month? Years ago, a study done by MIT researcher, Associate Professor Prelec, showed that when two sets of people were asked to bid in an auction using cash vs credit, about twice as much bidding was done by the credit card holders than those with cash. So even though