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By E K Wills Why do so many people have such huge credit card debts? Financial gurus are always espousing the virtues of not going into debt so how is it that vast amounts are racked up on credit by people every month? Years ago, a study done by MIT researcher, Associate Professor Prelec, showed that when two sets of people were asked to bid in an auction using cash vs credit, about twice as much bidding was done by the credit card holders than those with cash. So even though

By EK Wills Travelling with children who are now opinionated and have their own tastes requires a different type of planning than for little ones that need entertaining. Our trip to New Zealand (NZ) provided the opportunity to get our teen and pre teen and primary aged boy together in a confined space for 10 days to visit the North Island of New Zealand in preparation of my sister’s wedding to a Kiwi. How to carry money We looked at options such as travel card, traveller’s ch