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By E K Wills Holiday time is when you let your guard down and let the kids have some fun. This is particularly true in Australia where they have a long break and the year comes to a close. But sometimes this can backfire when it comes time to going back to school. It means they have to stick to a routine again and may even need to do homework depending on what age and school they go to. In our household, they will need to help out to keep the family unit running smoothly, as

by EK Wills When your heart skips a beat for a prospective partner, all you care about is your feelings for each other. You probably think a little further to what it would be like to have a baby together and even what sort of parent they would make. But do you both share common goals for the future? Are you both prepared to make sacrifices to achieve those goals? And what are those goals? How many children do you want to have? Do you want to raise your family in the city?

by EK Wills Do you lavish each other with praise and gifts? Or are you restrained, aiming to teach about saving for the future? And how does this affect the next generation? Do they grow up with the same values as the parents: a learned habit that is handed on to the next generation? Does that affect your amount of monetary success? Our family had a modern split so step-parents were involved in complicating the level of family influence. The result was polar opposite approa

By EK Wills I recently discovered that a good friend of mine is suffering circumstances that you only expect to hear about in the news or in families in less fortunate situations. But she and her husband have respectable jobs, own their own home and have 3 children at good schools. She has not experienced physical pain but endures psychological abuse indiscriminately and is fearful in her own home. It began insidiously with her husband working long hours in a stressful job so